Splitting a $130,000 Roth conversion into two $65,000 annual chunks saves roughly $8,700 in federal tax by staying entirely within the 12% bracket. A single-year $130,000 conversion pushes $10,550 ...

With investment accounts about to end a very good year and current tax rates unlikely to change for a while, the case for paying taxes now to convert traditional IRAs and 401(k)s to Roth accounts is ...

When it comes to making decisions about whether or not to convert pretax IRA or 401(k) savings to Roth — paying the tax now or waiting until later — a lot of people get caught up in the math. They ...

Spreading a Roth IRA conversion over several years instead of all at once keeps more money taxed at lower federal rates. Converting $500,000 over 5 years at $100,000 annually can save over $50,000 by ...

When is a Roth conversion a good idea? Readers are confused about their strategies. Got a question about investing, how it fits into your overall financial plan and what strategies can help you make ...

If you're 63 with $1 million in a traditional IRA, converting $100,000 per year to a Roth IRA could change how your retirement income is taxed for decades. The potential benefit is that Roth IRAs are ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

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Strategic Roth conversions can save you a lot of money in the long run. Here's how they work and what you can do.

USA - 1998: 34p x 45p Camille Weber color illustration of Roth IRA and traditional IRA racing each other in a marathon. (Lexington Herald-Leader/Tribune News Service via Getty Images) Back in 1997, ...